About me
Emely Ruiz Ceo behind the company
Recognizing that a credit score is more than just a number—it’s the gateway to opportunity and achievement—I founded Millie Multiservices. Driven by purpose and determination, I built this company to be a beacon of hope for individuals ready to take control of their financial future and turn aspirations into reality.

Our Services


Collection
Debt collection involves an agency or company attempting to recover overdue debts from borrowers.


Late Payments
A late payment occurs when a borrower sends money after the due date or the grace period has passed.


Charge Offs
A charge-off is a debt a creditor stops pursuing after the borrower has missed payments for several months.


Medical Bills
A lien is a legal claim on property, recorded with the county, giving the lienholder an interest in it.


Bankruptcy
Bankruptcy is a federal court process to help individuals and businesses eliminate or repay part of their debt.


Credit Monitoring
Credit monitoring is a service that tracks your credit report and alerts you to changes or suspicious activities.
We guarantee results or your money back!
What Our Clients Are Saying
Emely is the absolute best!!! I have never met someone who genuinely cared to help me with my financial situation and to rebuild my credit like she did. I have tried other credit repair companies in the past and was skeptical. Emely made the process seamless. She walked me through the entire process, and I trusted her immediately and started to see results within 30 days! Can’t wait to see what’s next with my credit!!!!
Emely was incredibly helpful with my credit repair. She successfully removed an old broken lease from my credit report that had been holding me back. Her process was smooth, fast, and stress-free. As soon as the item was removed, I was immediately approved for a new apartment. I highly recommend her services!
Emely was amazing with the whole process not only did she remove a few collection accounts she really went out of her way to educate me on how credit can affect my future and helped me plan a way to bring down my card utilization. I would definitely recommend her 100%!
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